5 Ways to Manage and Control Your Credit History

Mastering your score is really an essential thing. If your credit history is bad, it might affect a lot of other things, such as cell phone contacts or monthly insurance payments.

3. Register to vote
You’re strongly advised to appear on the electoral roll. Indicate your current address. It is quite easy to do. Besides, it will have a huge impact on your credit score. A registration per household has recently been changed to individual electoral registration. Keep that in mind while registering to vote online or, as an option, download a paper registration form. Sending a proof of address documents to credit reference agencies is good only if the person is not eligible to vote in the United Kingdom. If you do so, ask the agent to pay attention that your current address has been confirmed.

4. Keep track of your report and avoid making mistakes
Keep an eye of your credit profile. Call Credit, Experian and Equifax are the most famous credit reference agencies. You may expect either of them to calculate your credit score. They slightly vary in their approach, though. You lender is very likely to ask one of the companies for info. Your credit history will be provided for about ?2. There are online trial options that are free and you will not be charged. Be attentive and study your report. Do not hesitate to contact the agency if you notice that something looks wrong. Mistakes may happen for a variety of reason. If the agency admits that there is an error, they will amend or make a note on your account.

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