5. Avoiding Financial Commitments

Issue: You’ve arrange something with your buddies, but your budget is not as big.

Solution: Be realistic and always control your budget. Whether you’ve arranged a weekend in the countryside, expensive concert tickets or a trip abroad, make sure you are not going to spend yourself into a hole after the event. If you do not have enough money, it’s all right to let your friends know that at the moment you cannot afford first class flights. Discuss the possibilities and options that you have found or that your friends can suggest. Pick the best alternative. Be straight and do not feel ashamed of not being a billionaire. Do not let others lend you money. It may be the main cause of conflicts later on.